The Truth About No Equity & Negative Equity Subject To Deals | 3+ Hour Masterclass

Buying subject to the existing mortgage has exploded in popularity over the last few years in the real estate investing world. One of the ideas I keep seeing pushed is that you don't necessarily need equity to make subject a subject two deal work. And look, as a creative finance person who's been buying with

creative finance for over a decade, I understand that point, but there's some nuances to it. the seller. Let's just say the seller owes 300,000 and the house is only worth 300,000. No problem. Just take over the mortgage because hey, look, it's a 2.5% loan. That's the thing that makes it a deal. Maybe there's even negative equity.

Three, they owe 300,000, but it's worth 285. Still a deal as long as the interest rate and terms are good enough, right? You see, here's my question with all of that. At what point do you question that financing as not making sense or do you question it as being risky? Now, because I think a lot

of investors are taking risks they don't fully understand to acquire deals that aren't nearly as good as they think they are, I put together a multiplehour conversation. It's actually a lot of different conversations and episodes I've previously recorded about negative equity subject to investing that I think it deserves a lot more scrutiny,

especially no equity, negative equity deals and especially scaling them. Um, and especially if you are generally new to real estate or do not have the means, the capital to overcome any hurdles or headaches. So, we're going to look at why investors buy them, how the numbers can appear to work, where I disagree

with some of the most popular thinking as well as influencers being taught in the subject, you know, teaching in the subject two world and the situations where I believe you should simply walk away. I also include some case studies of how you can make it make sense. And you're also going to hear from one of my