buy this, not that (you'll thank me later)

There's a lot of bad quality items out there, poorly priced things, things that I believe are not worth spending my money on. Now, it's important that you curate this list, especially for yourself, because everybody is different. Everyone has different lives. Everyone has different needs and routines. But once you know what you're willing to spend your money on, it makes

it a lot easier to not spend your money on other things. saving money, budgeting, that all comes from understanding your patterns, your needs, and what really matters in your life. If you do not know these things, it becomes increasingly difficult to have boundaries on your spending, increasingly difficult to save, increasingly difficult to say no. And if

you say yes to everything, you'll find yourself saying no to yourself a lot more. Now, this is an easy concept to understand in print, but when we actually begin to live our lives, it's the weekend, it's summer, we have Apple Pay, things start happening without us realizing it because we don't have a

good grip on what we really value and what we really don't. Let me know if this sounds relatable. I'm with my friends. I'm out. I haven't taken a look at my budget. I haven't been keeping up with like my spending habits. Someone wants to buy something. You want to make the most of the function that you're at.

You want to live in the moment and you're mindlessly tapping your card because you know yolo money always comes back. But then you come home and you're filled with a bunch of things and a bunch of stuff and left with buyer's remorse and regret. And that is exactly the feeling that I'm trying to