The Only Canadian Retirement Video You’ll Ever Need
Pathway Wealth - Chad Wiebe CFP · 5,436 words · 27 min read · EN-ORIG

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Your ability to make great retirement decisions comes down to how well you understand the system. And if you don't understand parts of it, or worse yet, you think you do, but you've actually got it wrong, that's likely a huge reason that you're either stressed about retirement right now, or that you're making mistakes that are quietly costing
you thousands of dollars every year. So, today I want to walk through everything you need to know about retiring in Canada. We're going to go all the way from CPP and OAS all the way through RRSPs, RRIFs, TFSAs, LIRAs, and LIFs to tax strategy, withdrawal planning, and how to actually know if you have enough.
I'm going to [snorts] pour everything that I have learned over the last 13 years helping Canadians retire into this one video. Here is an overview of what we're going to be covering. First, we're going to talk about how CPP actually works and when you should take it. Next, we'll look at OAS and the clawback that
many people don't see coming. Then, we're going to move into RRSPs, LIRAs, TFSAs, RRIFs, and LIFs and how they can all work together. Then, how to convert your RRSP to a RRIF without getting burned. We're going to talk about how to pay less tax in retirement legally, and how to structure your withdrawal so that
your money lasts. Then, we're going to transition to how to figure out if you actually have enough, and finally, we're going to finish on how to build a plan that holds up even when life gets messy. That is a lot to get through. There will be timestamps in the description if you already know parts of this and want to
skip around. But, if you're serious about retiring well, I would encourage you to watch the whole thing. Let's get into it. And by the way, everybody's situation is different. If at any point during this video you think that you'd like me to look at your specific numbers, there will be a link in the description to
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