400 000€ d'économies grâce au testament ! | Antoine de Ravel d'Esclapon (Notaire) | Finary Talk #32

I occasionally handle estates in my spare time, and it's true that when things get messy, the entire estate melts away like snow in the sun due to taxes and family disputes. Alain Delon couldn't come today, nor could Johnny Hallyday, but he could certainly attest to that, right? But these wills are usually seven

pages long, and I'm not even talking about the beneficiary clause on top of that. They're so elaborate that the client is tempted to die just to see how it all plays out. The client comes in and says, "Listen, I only have one apartment in Paris worth 1 million. I'm a widower, the apartment

belongs entirely to me, and I have a daughter." So he's well aware that 1.2 million is going to blow everything up, and it's all going to be taxed, and it's going to be in the 45% marginal tax bracket. So it's a lifetime's savings that are going to be wiped out. I say, "Listen, we

'll make a will now, all the..." world was on the 20% bracket instead of the girl being on the marginal bracket obviously at 45% the savings 400000 [Music] €. Hello everyone, welcome to a new Finar Talk. Today I'm taking you to the notary's office to discuss inheritance, taxation, companies—in short, all those topics that give you a headache

but deserve to be understood. And for that, I'm delighted to welcome Antoine to be your aspirin for the entire community. A true master of Ravel Desclapon, he's not just any notary; he also holds a doctorate in law and teaches at the university. It's important to point this out because it's very rare in

his profession. Alongside his notary work, he also advises his clients, truly guiding them in managing their assets, focusing on two key areas: real estate and family law. Finally, he 's also an author, having published a book called "Patrimonio" in which he presents over 100 solutions for protecting and optimizing your wealth. Listen, Antoine, let's get down to business.