Módulo VII 4 Innovación Financiera

Today we want to challenge you. Yes, we challenge you if you want to be the best engineer working in one of the best car factories in the world. We challenge you, who want to be a doctor, to find a vaccine that will change the history of humanity. We also challenge you who dream of

achieving three Michelin stars for Honduras. Yes, we challenge you too, you who long to bring your analytical talent to a multinational company . We challenge you to change this moment and make the most of it. We want you to be a part of this. That's why we will support you and give you everything you

need to achieve your dreams and goals. We have the best , newest, and most innovative programs. We have a solid platform for you to study all our courses, but you know what, we don't just want to say it, we want you to experience it with us. We want to challenge the future together now, you and us.

Welcome to the diploma program in skills and abilities for social and professional development within the framework of social educational work. This afternoon I will be sharing with you the topic of module 7, finance and administration, financial innovation. My name is Carlos David Artica, I am a professor at the Central American Technological University.

Let's start by talking a little about the concepts of innovation and creativity. What is innovation? That term refers to any change that is introduced or any new element that is introduced into things we already know. For example, we have a product, let's think of the telephone, and someone came along and in an

innovation process made that telephone not need a cable to be used. Or we have a service, for example, when we want to buy food, before we had to go to a restaurant to buy that food and if we wanted to eat it at home, we had to go to our house. Now we can use apps