I Backtested 20 ETFs Against SCHD — The Winner Will Make You Question Everything
Financial Recap · 3,340 words · 17 min read · EN-ORIG

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20 ETFs entered this experiment. SCHD beat most of them, but the few that beat SCHD reveal something much more important than which fund finished first. Because after running every single one through the same backtest, I found three numbers that change how you should think about your entire portfolio. Which ETF produced the most wealth,
which one pays the most income, and the one nobody talks about. What SCHD actually costs you compared to the alternatives. By the end of this video, we are handing out three trophies, and SCHD does not win any of them. Most people pick an ETF and never look back. They assume their fund is winning
because their balance keeps going up. But going up is not the same as going up the most. And in this experiment, several funds that look almost identical to SCHD built dramatically more wealth from the exact same starting point. So, if you own SCHD, or if you're thinking about buying it, the next 15 minutes
might change how you think about your portfolio. Here's how the experiment works. Every ETF gets $10,000, dividends reinvested, no additional contributions. Total return only. Before taxes, [music] and every fund is measured over its full life history. So, some have 11 years of data and some have three. I'm not stretching short track records
to look longer than they are. What you see is what actually happened. Now, meet the defending champion. $10,000 in SCHD at the start of 2015 became $29,706 by the end of 2025. That is a 10.4% annualized return over 11 years. The fund charges 0.06% annually, yields about 3.15%, holds 103 companies screened for
dividend quality, and manages roughly $113 billion. During the 2022 bear market, while the S&P 500 dropped over 18% and the Nasdaq dropped over 32% SCHD lost just 3.23% Growth plus crash protection. That is the pitch. And on paper, it's a strong one. Every challenger has to beat 29,706 dollars from 10,000. Let the tournament
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