The Real Reason You Won't Become Wealthy - Until You Do This | Mrs. Dow Jones

Money relationships are basically set by the time you're 7 years old. If you're someone who's living with a lot of money shame, yeah, you're responsible for a lot of this, but there's also a lot of forces outside of you that are causing you to feel like this about your finances. And so, the best thing that

you can do is empower yourself financially so you can make your own money because that's going to let you be able to live your own life. The Wall Street Journal calls her the financial guru millennials listen to and she is a financial educator and author of the new book Future Rich Person: The New Rules

for Building Wealth. We have the inspiring Haley Sachs in the house. >> We live in an age of frictionless finance, which is very dangerous because people use spending as a form of emotional regulation. Right now on our phones, it's never been easier to use Apple Pay like Apple be paying. Not only that, we are the most advertised to

generation ever. >> Crazy, right? >> Yeah. Our parents saw 500 ads a day. We see 5,000. >> 5,000 a day. >> Oh my gosh. >> It's so aspirational in our culture to spend money, show off how much money you have. But what about aspiring towards like maxing out your Roth IRA towards negotiating your salary? I wanted it to

feel fabulous. So, I couldn't find that person. So, I became her. what is the biggest challenge they'll face and the biggest opportunity that they'll have as well in their favor. >> So I would say >> what would you say are the three rules to become a future rich person? So I would say the three rules to become a

future rich person. Number one, you have to figure out your money mindset. >> And that is why the first chapter of the book is simply called face it. Because you know, I can give you all of the financial advice in the world, but none of it is going to stick. You're never going to make any actual changes