Credit Lombard: interroghiamo Fineco per risolvere le questioni tecniche

You'd love to find all the answers to your questions about Fineco's Lombard credit line, wouldn't you? Oh, a few weeks ago I made a video about Fineco's Lombard credit that I'll leave you here and the video went really, really well. You're very interested in Crody Lomba, you'd sell anything just to scrape together a few pennies

. And for those who don't know what the Crill Lombard is, let's see in 15 seconds what the Cril Lombard is. You have assets, securities, financial securities, they could be ETFs, stocks, bonds. You take these securities, pledge them, and they're transferred to a specific account that's always in your name, called the pledge account, and those securities act

as collateral for a credit line. So the Lombard credit is in fact a feido, that is, it allows you to go below zero on the account. For example, you put €40,000 in collateral in an account and you can go up to €25,000 under the red on your own account. One thing that usually makes the bank call and say,

"Oh oh!" Well, in this case, they don't call you. You can use Finec's credit loan or not , it doesn't matter if you don't use it, so if you never go below zero, you do n't pay anything. You don't pay anything, everything is fine. If, however, you use it, that is, you go

below zero, only for the part that you went below zero, you will pay certain interests that depend on the offer with which you opened the Lombard credit. There are some technicalities involved in these aspects, however. you started asking a question maybe under the video. So, I made a post where I collected these

questions, some arrived by email and we have the person who answers them. This time I won't answer , so I don't mess up. We have the person who answers us, we have Massimo Anastasio. Massimo is the head of banking and credit products at Fineco and is essentially also responsible for Credit Lombard. Hello Massimo and welcome.