Comment l'héritage des boomers va bouleverser l'économie française

This is a phenomenon of unprecedented scale. In the next 15 years, 9 trillion euros will be passed on by the French to their heirs. When I say the French, I am talking about the post-war baby boom generation who own a lot of wealth and who are gradually disappearing . This phenomenon has been dubbed the

great transmission and it raises many fascinating questions. Will France become a society of heirs again? How will this transmission affect inequalities? contact [music] quite the legacy. How will the legacy of the baby boomers transform the French economy? Inheritance is the property that is passed on upon death during the probate process. When assets are

passed on during a person's lifetime, this is referred to as a donation. Nationally, the total wealth of French households amounts to nearly 15 trillion euros in 2024, and a large transfer of this wealth is therefore being prepared. Several estimates exist, but according to the Jean Jorè Foundation, the heirs will receive a total of 9 trillion

euros by 2040. 9 trillion euros, to give you an idea, is more than two and a half times the amount of the French public debt . So why is so much money changing hands? Two factors explain this unprecedented large-scale transmission: demographics and the economy. Demographics first, because the generation born during the baby

boom between 1946 and 1964 is gradually reaching the end of its life. This is very clearly visible in the increasing number of deaths in France. We have gone from an average of 550,000 deaths per year to 650,000 in 2024 and according to INED projections, the 800,000 death mark will be crossed before [music] 2040. Logically, this therefore means